Estimated Value AdvantageVerified motivated-seller listingsOff-Plan AssignmentsExclusive Investment OpportunitiesNew opportunities added dailyFree for investors
hotdeals.ae

Post-handover payment plans

Part of the price is paid after handover, in instalments over one to several years, while you already own — and can let — the unit. The split and the term are set per project; the project page carries the schedule we hold.

Why buyers choose it

  • Payments track construction, so cash leaves in stages rather than up front.
  • A larger handover share keeps more of your capital working elsewhere until completion.
  • Developer plans usually carry no interest, unlike a mortgage drawn from day one.

What to check

  • The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
  • A construction delay moves the handover date, not your instalment dates during construction.
  • Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.

At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.

Post-handover terms vary too much between projects for one worked example — the length of the tail and the share paid after keys are set per project. Open a project below for its own schedule.

37 projects currently offer this plan

Developer DealOn Sale
Tiger Properties

Faradis Tower

Tiger Properties

Al Mamzar, Sharjah, UAE

Post HandoverFaradis Tower explicitly defers 80% of the purchase price until handover, materially reducing the initial cash requirement.

From

1,786,473

Handover

Q1 2027

Payment Plan

70/30

Down Payment

10%

View
Developer Deal
Rabdan Developments

Gharbi 2 Residences

Rabdan Developments

Jumeirah Village Circle (JVC), Dubai, UAE

Special Discount: 8%An 8% broker commission is explicitly stated for Gharbi 2, creating a higher sales incentive than the 5% commissions listed for several other projects.
Post Handover: 30 YearsGharbi 2 explicitly offers a 70/30 post-handover structure, indicating a deferred 30% payment component.

From

2,025,000

Handover

Q4 2026

Payment Plan

59/41

Down Payment

20%

View
Developer Deal
Emaar

Greenridge

Emaar

Emaar South, Dubai South, Dubai, UAE

Post HandoverEmaar's offers page advertises a 25/75 structure with a three-year post-handover payment plan for selected ready-to-move-in homes in Emaar South.

From

Price on request

Handover

Q4 2028

Payment Plan

90/10

Down Payment

10%

View
Developer Deal
Emaar

Greenspoint Emaar South

Emaar

Emaar South, Dubai South, Dubai, UAE

Post HandoverEmaar's offers page advertises a 25/75 structure with a three-year post-handover payment plan for selected ready-to-move-in homes in Emaar South.

From

Price on request

Handover

Q1 2029

Payment Plan

90/10

Down Payment

10%

View
Developer Deal

House of WELL

WEll Concept Development

Beach Residences Dubai Islands, Rixos Dubai Islands Hotel & Residences, Dubai Islands, Dubai, UAE

DLD Waiver: AED 108,028.54The offer explicitly waives AED 108,028.54 of DLD fees for Unit 208, reducing upfront acquisition costs.
Special Discount: 10%The sales offer explicitly shows a 10% discount for Unit 208, reducing the listed price from AED 3,215,135.36 to AED 2,700,713.70.
Special Discount: 8%An explicit 8% broker commission is offered for House of Well, with payment stated to be made within 72 hours.

+1 more

From

1,866,824

Handover

Q1 2027

Payment Plan

100/0

Down Payment

100%

View
Developer DealPresale / EOI
Imtiaz Developments

KORE BY IMTIAZ

Imtiaz Developments

Dubailand, Dubai, UAE

Special Discount: 5%Current Imtiaz campaign reported across all Imtiaz Developments projects: 35/65 payment plan and 5% discount on the purchase price, applying from 6:00 PM UAE time on 21 September 2026 with no announced end date. DLD transfer fee and registration costs are separate. The campaign is portfolio-wide and therefore may apply to KORE subject to unit availability and developer confirmation.
Post HandoverThe plan defers 40% of the purchase price until after handover over a three-year period, which may support buyers seeking extended payment timing. The source does not provide the handover date.

From

0

Handover

Q4 2028

Payment Plan

50/50

Down Payment

50%

View
Developer DealOn Sale

Listone Residence

Lionstone Development

International City, Dubai, UAE

Post HandoverExplicit post-handover payment option for studio units, with 50% due over two years after handover.

From

605,888

Handover

Q4 2027

Payment Plan

50/50

Down Payment

10%

View
Developer DealNew Launch
Rabdan Developments

Rabdan Avenue

Rabdan Developments

Meydan, Dubai, UAE

Special Discount: AED 3,000 BonusA fixed AED 3,000 broker bonus is explicitly offered on every successful sale, creating a direct sales incentive for brokers.
Special Discount: 6%A 6% broker commission is explicitly stated for Rabdan Avenue, creating a sales incentive for brokers.
Post Handover: 30 YearsRabdan Avenue explicitly states a 70/30 PHPP structure, indicating a deferred 30% payment component after handover.

From

6,600,000

Handover

Q1 2029

Payment Plan

100/0

Down Payment

—

View
Developer Deal
Post HandoverOption 2 defers 40% of the purchase price until after handover, improving payment flexibility for buyers seeking post-handover terms.

From

740,000

Handover

Q4 2028

Payment Plan

72/28

Down Payment

20%

View
Developer Deal
Reportage

Sensi

Reportage

Saadiyat Island, Abu Dhabi, UAE

Special Discount: 5%A 5% purchase discount is advertised for Brabus & Sensi alongside a 30% down-payment and 70% handover structure.
Special Discount: 2.5%Sensi is advertised with an explicit 2.5% purchase discount alongside a 25% down payment and 75% handover payment.
Post HandoverThe source explicitly states that 70% is payable at handover for Sensi.

From

3,824,930

Handover

Q2 2029

Payment Plan

69/31

Down Payment

30%

View
Developer DealOn Sale
OCTA Properties

Trio Isle

OCTA Properties

Al Marjan Island, Ras Al Khaimah, UAE

Post HandoverUpdated inventory message explicitly states Trio Isle has a 5-year PHPP.

From

2,950,888

Handover

Q4 2027

Payment Plan

60/40

Down Payment

20%

View
Developer Deal
Urban Properties Development

Urban Life

Urban Properties Development

Canal Heights 2, Business Bay, Dubai, UAE

Special Discount: 5%An explicit 5% broker commission incentive, with SPA payout stated within three days.
Post HandoverHalf of the 1-BHK payment is explicitly scheduled after handover over three years, reducing the amount due before and at handover.

From

1,890,749

Handover

Q2 2026

Payment Plan

30/70

Down Payment

20%

View

Payment plan questions

Is the payment plan the same for every unit in a project?
Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
Can I get a mortgage on an off-plan payment plan?
Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
What happens if I miss an instalment?
The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
Does the plan include DLD fees and service charges?
No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.