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70/30 payment plan

You pay 70% in instalments while the project is under construction and the remaining 30% on handover. Developers set the instalment dates and the booking amount per project — the project page carries the schedule we hold.

70%
30%

Why buyers choose it

  • Payments track construction, so cash leaves in stages rather than up front.
  • A larger handover share keeps more of your capital working elsewhere until completion.
  • Developer plans usually carry no interest, unlike a mortgage drawn from day one.

What to check

  • The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
  • A construction delay moves the handover date, not your instalment dates during construction.
  • Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.

At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.

Worked example

  1. 70%During constructionAED 1,050,000
  2. 30%On handoverAED 450,000

Amounts are in AED and exclude the 4% Dubai Land Department fee, Oqood registration, agency fees and service charges unless the developer's offer says otherwise.

219 projects currently offer this plan

Developer DealOn Sale
Danube Properties

Greenz by Danube

Danube Properties

Greenz by Danube, Dubai, UAE

Special Discount: AED 25,000Cash bonus of AED 25K for Twin Villa units at Greenz.
Special Discount: AED 20,000The artwork advertises an explicit AED 20,000 cash bonus for 4BHK and 5BHK sales at Greenz, providing a higher sales incentive for these unit types.
Special Discount: AED 15,000The artwork advertises an explicit AED 15,000 cash bonus for 3BHK sales at Greenz, creating a direct broker or sales incentive.

+1 more

From

3,500,000

Handover

Q4 2029

Payment Plan

70/30

Down Payment

10%

View
Developer Deal
TownX

Ashley Hills

TownX

Art of Living, Al Barsha 2, Al Barsha, Dubai, UAE

DLD Waiver: 4%The image advertises a 4% waiver covering DLD and admin fees for the Ashley Hills | Arjan studios, reducing the upfront transaction cost for eligible buyers.

From

839,000

Handover

Q1 2027

Payment Plan

70/30

Down Payment

30%

View
Developer DealOn Sale
Object One

Alta V1ew

Object One

Hyati Avenue, JVC District 14, Jumeirah Village Circle (JVC), Dubai, UAE

Special Discount: 10%A 10% purchase discount is explicitly advertised for commercial units in ALTA V1EW, JVC.

From

1,193,681

Handover

Q2 2029

Payment Plan

70/30

Down Payment

10%

View
Developer Deal
Azizi

Azizi David

Azizi

Dubai Healthcare City Phase 2, Dubai, UAE

Special Discount: 4%A 4% purchase discount is advertised for David.

From

826,000

Handover

Q4 2027

Payment Plan

70/30

Down Payment

10%

View
Developer DealOn Sale
Object 1

ELAR1S Axis

Object 1

ELAR1S Axis, JVT District 1, Jumeirah Village Triangle (JVT), Dubai, UAE

Special Discount: 10%A 10% purchase discount is explicitly advertised for commercial units in ELAR1S AXIS, JVT.

From

990,660

Handover

Q3 2028

Payment Plan

70/30

Down Payment

20%

View
Developer DealOn Sale
Object 1

Elar1s Rise

Object 1

Jumeirah Village Triangle (JVT), Dubai, UAE

Special Discount: 10%· until 30 Sept 2026An explicit 10% purchase discount is offered for the listed commercial projects through 30 September.

From

1,201,924

Handover

Q3 2028

Payment Plan

70/30

Down Payment

20%

View
Developer Deal
Object One

ELAR1S Sky

Object One

Jumeirah Village Triangle (JVT), Dubai, UAE

Special Discount: 10%A 10% purchase discount is explicitly advertised for ELAR1S SKY in JVT.

From

1,288,140

Handover

Q4 2028

Payment Plan

70/30

Down Payment

70%

View
Developer DealOn Sale
Tiger Properties

Faradis Tower

Tiger Properties

Al Mamzar, Sharjah, UAE

Post HandoverFaradis Tower explicitly defers 80% of the purchase price until handover, materially reducing the initial cash requirement.

From

1,786,473

Handover

Q1 2027

Payment Plan

70/30

Down Payment

10%

View
Developer Deal
Omniyat

ORLA Infinity

Omniyat

Palm Jumeirah, Dubai, UAE

Special Discount: 5%The Palm Jumeirah inventory sheet explicitly lists a 5% commission for Orla Infinity, providing a broker sales incentive.

From

97,350,000

Handover

Q1 2027

Payment Plan

70/30

Down Payment

5%

View
New Launch
AMIS Properties

Fleur De Jardin Villas x Jacob&Co

AMIS Properties

Mohammed Bin Rashid City (MBR City), Dubai, UAE

From

Price on request

Handover

Q3 2028

Payment Plan

70/30

Down Payment

10%

View
New Launch

Bloom Living Alhambra

Bloom Properties

From

865,000

Handover

Q2 2030

Payment Plan

70/30

Down Payment

10%

View

Payment plan questions

Is the payment plan the same for every unit in a project?
Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
Can I get a mortgage on an off-plan payment plan?
Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
What happens if I miss an instalment?
The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
Does the plan include DLD fees and service charges?
No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.