Estimated Value AdvantageVerified motivated-seller listingsOff-Plan AssignmentsExclusive Investment OpportunitiesNew opportunities added dailyFree for investors
hotdeals.ae

50/50 payment plan

You pay 50% in instalments while the project is under construction and the remaining 50% on handover. Developers set the instalment dates and the booking amount per project — the project page carries the schedule we hold.

50%
50%

Why buyers choose it

  • Payments track construction, so cash leaves in stages rather than up front.
  • A larger handover share keeps more of your capital working elsewhere until completion.
  • Developer plans usually carry no interest, unlike a mortgage drawn from day one.

What to check

  • The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
  • A construction delay moves the handover date, not your instalment dates during construction.
  • Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.

At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.

Worked example

  1. 50%During construction 750,000
  2. 50%On handover 750,000

Amounts are in AED and exclude the 4% Dubai Land Department fee, Oqood registration, agency fees and service charges unless the developer's offer says otherwise.

376 projects currently offer this plan

Developer Deal
Origami Development

Soma Residences

Origami Development

Dubai Islands, Dubai, UAE

Special Discount: 5%Explicit broker commission incentive for SOMA Residences in Dubai Islands.

From

1,670,000

Handover

Q4 2028

Payment Plan

50/50

Down Payment

20%

View
Developer DealOn Sale
Iman Developers

113 Residences

Iman Developers

Al Sufouh 1, Al Sufouh, Dubai, UAE

Special Discount: AED 100,000 BonusAn explicit AED 100,000 agency bonus is available when 5 units are closed, creating a higher-tier broker incentive.
Special Discount: AED 100,000A cash bonus of up to AED 100,000 is explicitly advertised as a sales incentive.
Special Discount: AED 50,000 BonusAn explicit AED 50,000 agency bonus is available when 3 units are closed, providing a direct broker sales incentive.

+2 more

From

1,800,000

Handover

Q2 2029

Payment Plan

50/50

Down Payment

20%

View
Developer DealOn Sale
Wadan Developments

Tresora by Wadan

Wadan Developments

Hyati Avenue, JVC District 14, Jumeirah Village Circle (JVC), Dubai, UAE

Special Discount: 15%The inventory explicitly shows a 15% discount against the 100% upfront price option for Tresora units, creating a clear upfront-payment incentive for buyers.

From

670,000

Handover

Q1 2028

Payment Plan

50/50

Down Payment

20%

View
Developer DealPresale / EOI
Object One Real Estate Development

A1LA Residence

Object One Real Estate Development

Tamouh, Al Reem Island, Abu Dhabi, UAE

Special Discount: 15%· until 31 Oct 2026Selected 2BR and 3BR duplex residences are promoted with discounts of up to 15%.

From

1,790,000

Handover

Q4 2028

Payment Plan

50/50

Down Payment

10%

View
Developer Deal
Samana Developers

Samana Business Park 2

Samana Developers

Majan, Dubai, UAE

Special Payment Plan: Current SAMANA low-entry payment-plan campaign with Oqood registrationSAMANA's official page announces two payment structures across its entire inventory, paired with Oqood registration through the Dubai Land Department. The 80-month option requires 5% down, 1% monthly for 80 months, and 5% milestone payments in months 6, 12 and 18. The 50-month option requires 2% at booking followed by 2% monthly for the next 49 months. DLD registration, Oqood and administration charges are separate.

From

10,600,000

Handover

—

Payment Plan

50/50

Down Payment

15%

View
Developer Deal
Tarrad Development

Celesto 3

Tarrad Development

Manchester Grand Hotel

Post HandoverHalf of the property price, AED 299,000, is explicitly scheduled for payment upon key handover in Q3 2028.

From

550,000

Handover

Q3 2028

Payment Plan

50/50

Down Payment

20%

View
Developer DealOn Sale
Mill Hill

Allegro Park

Mill Hill

Dubai Islands, Dubai, UAE

Post HandoverHalf of the stated payment amount is deferred until three years after completion, materially extending the payment timeline for the penthouse.

From

1,935,346

Handover

Q4 2027

Payment Plan

50/50

Down Payment

10%

View
Developer Deal

The Collection at Taiyo

LMD Continental Investments

Wasl Gate, Dubai, UAE

Special Discount: 6%Explicit 6% commission incentive associated with The Collection at Taiyo.

From

675,000

Handover

Q1 2028

Payment Plan

50/50

Down Payment

20%

View
Developer DealOn Sale
Beyond

Soulever Towers

Beyond

Anwa by Omniyat, Dubai Maritime City, Dubai, UAE

Special Discount: 2%Current BEYOND first-time-home-buyer offer for eligible direct customers, with a 2% property-price discount on off-plan units, one year of free service charges, one-day early access before official sales launches, and a 50% during construction / 50% on handover payment structure. A DLD first-time-home-buyer QR code or certificate is required; terms apply.

From

2,530,000

Handover

Q3 2028

Payment Plan

50/50

Down Payment

—

View
Developer DealOn Sale
Leos Development

Knightsbridge

Leos Development

Mohammed Bin Rashid City (MBR City), Dubai, UAE

Post HandoverThe 60/40 structure explicitly defers 40% of the purchase price over two years after handover, a material cash-flow feature for buyers.

From

7,940,000

Handover

Q3 2027

Payment Plan

50/50

Down Payment

10%

View
Developer DealOn Sale

Capital One JVC

Centurion Development

Capital One, JVC District 11, Jumeirah Village Circle (JVC), Dubai, UAE

Special Discount: 6%An explicit 6% broker commission is listed for Capital One, creating a sales incentive for brokers.
Special Discount: 4%A 4% purchase discount in lieu of DLD is advertised for Capital One - JVC.

From

4,113,888

Handover

Q3 2028

Payment Plan

50/50

Down Payment

0%

View
Developer Deal
Beyond

Talea

Beyond

Anwa by Omniyat, Dubai Maritime City, Dubai, UAE

Special Discount: 2%For eligible first-time home buyers purchasing directly from BEYOND: 2% off off-plan property prices, one year of free service charges, and a 50/50 payment plan with 50% during construction and 50% on handover. A first-time-home-buyer QR code/certificate is required. The developer page also states one-day early access before official sales launches and direct customers only. No expiry date is published.

From

3,830,000

Handover

Q2 2028

Payment Plan

50/50

Down Payment

10%

View

Payment plan questions

Is the payment plan the same for every unit in a project?
Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
Can I get a mortgage on an off-plan payment plan?
Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
What happens if I miss an instalment?
The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
Does the plan include DLD fees and service charges?
No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.