On SalePost Handover
Post-handover payment plans
Part of the price is paid after handover, in instalments over one to several years, while you already own — and can let — the unit. The split and the term are set per project; the project page carries the schedule we hold.
Why buyers choose it
- Payments track construction, so cash leaves in stages rather than up front.
- A larger handover share keeps more of your capital working elsewhere until completion.
- Developer plans usually carry no interest, unlike a mortgage drawn from day one.
What to check
- The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
- A construction delay moves the handover date, not your instalment dates during construction.
- Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.
At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.
Post-handover terms vary too much between projects for one worked example — the length of the tail and the share paid after keys are set per project. Open a project below for its own schedule.
46 projects currently offer this plan
On SalePost Handover
The Archive by Imtiaz
Imtiaz DevelopmentsThe Archive by Imtiaz, Dubai Land Residence Complex (DLRC), Dubai, UAE
From
666,000
Handover
Q3 2028
Payment Plan
60/40
Down Payment
20%
Special Discount 15%+2 more
From
599,000
Handover
Q4 2028
Payment Plan
30/70
Down Payment
15%
Special Discount 6%+1 more
From
Price on request
Handover
Q2 2029
Payment Plan
40/60
Down Payment
10%
On SaleSpecial Discount AED 25,000+6 more
From
3,500,000
Handover
Q4 2029
Payment Plan
70/30
Down Payment
10%
Presale / EOISpecial Discount 6%+2 more
From
620,000
Handover
Q4 2028
Payment Plan
40/60
Down Payment
10%
Post Handover
On SaleSpecial Discount 15%+1 more
Tresora by Wadan
Wadan DevelopmentsHyati Avenue, JVC District 14, Jumeirah Village Circle (JVC), Dubai, UAE
From
670,000
Handover
Q1 2028
Payment Plan
50/50
Down Payment
20%
On SalePost Handover
On SalePost Handover
Post Handover
From
550,000
Handover
Q3 2028
Payment Plan
50/50
Down Payment
20%
On SaleSpecial Discount 12%+3 more
From
2,109,000
Handover
Q1 2028
Payment Plan
50/5
Down Payment
20%
Payment plan questions
- Is the payment plan the same for every unit in a project?
- Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
- Can I get a mortgage on an off-plan payment plan?
- Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
- What happens if I miss an instalment?
- The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
- Does the plan include DLD fees and service charges?
- No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.