Estimated Value AdvantageVerified motivated-seller listingsOff-Plan AssignmentsExclusive Investment OpportunitiesNew opportunities added dailyFree for investors
hotdeals.ae

Post-handover payment plans

Part of the price is paid after handover, in instalments over one to several years, while you already own — and can let — the unit. The split and the term are set per project; the project page carries the schedule we hold.

Why buyers choose it

  • Payments track construction, so cash leaves in stages rather than up front.
  • A larger handover share keeps more of your capital working elsewhere until completion.
  • Developer plans usually carry no interest, unlike a mortgage drawn from day one.

What to check

  • The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
  • A construction delay moves the handover date, not your instalment dates during construction.
  • Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.

At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.

Post-handover terms vary too much between projects for one worked example — the length of the tail and the share paid after keys are set per project. Open a project below for its own schedule.

15 projects currently offer this plan

Developer DealNew Launch
Imtiaz Developments

The Archive by Imtiaz

Imtiaz Developments

The Archive by Imtiaz, Dubai Land Residence Complex (DLRC), Dubai, UAE

Post HandoverThe source explicitly offers a 40% post-handover payment component, which may improve buyer cash-flow flexibility.

From

666,000

Handover

Q3 2028

Payment Plan

60/40

Down Payment

20%

View
Developer Deal
Grid Properties

EIRA

Grid Properties

Dubai Production City (IMPZ), Dubai, UAE

Post HandoverEira explicitly allows 40% of the price to be paid after handover until April 2033.

From

Price on request

Handover

Q2 2029

Payment Plan

40/60

Down Payment

10%

View
Developer DealPresale / EOI
Grid Properties

Enchante by Grid

Grid Properties

Arjan, Dubai, UAE

Post HandoverThe sales offer defers 40% of the AED 689,000 purchase price to eight semiannual installments after the Dec-28 handover.

From

620,000

Handover

Q4 2028

Payment Plan

40/60

Down Payment

10%

View
Developer Deal
Tarrad Development

Celesto 3

Tarrad Development

Manchester Grand Hotel

Post HandoverHalf of the property price, AED 299,000, is explicitly scheduled for payment upon key handover in Q3 2028.

From

550,000

Handover

Q3 2028

Payment Plan

50/50

Down Payment

20%

View
Developer DealOn Sale
Mashriq Elite Real Estate Development

Floarea Breeze

Mashriq Elite Real Estate Development

Dubai Islands, Dubai, UAE

Special Discount: 12%The source explicitly advertises a broker commission incentive of up to 12%, with payment within 48 hours.
Special Discount: 10%The source states a 10% broker commission worth AED 406,602, creating a material sales incentive for brokers promoting this townhouse.
Special Discount: 2%The source explicitly offers a 2% discount on Floarea Breeze Townhouse G04, providing a direct purchase-price incentive for buyers.

+1 more

From

2,109,000

Handover

Q1 2028

Payment Plan

50/5

Down Payment

20%

View
Developer DealOn Sale
Danube

Diamondz

Danube

Jumeirah Lake Towers (JLT), Dubai, UAE

Post Handover: 1 YearThe Telegram post explicitly claims 36 months of post-handover payments at 0.5% monthly, but the attached offer letter states a non-post-handover plan; the terms require verification.

From

3,761,000

Handover

Q4 2027

Payment Plan

60/40

Down Payment

10%

View
Developer Deal
Emaar

Valo

Emaar

Valo, Dubai Creek Harbour, Dubai, UAE

DLD Waiver: 4%An explicit 4% Dubai Land Department waiver is offered for Project Valore in its JVC pre-launch phase, stated to last until launch.
Post HandoverHalf of the purchase price is explicitly deferred until after handover and spread over three years, improving payment flexibility for buyers.

From

4,342,888

Handover

Q3 2028

Payment Plan

90/10

Down Payment

10%

View
Developer Deal
Aqua

The Central Downtown

Aqua

Al Barsha, Dubai, UAE

Special Discount: AED 50,000Cash bonus offer for 3-bedroom units.
Special Discount: AED 50,000 BonusAn explicit AED 50,000 sales bonus is advertised for a 3-bedroom sale.
Special Discount: AED 40,000Cash bonus offer for 2-bedroom units.

+4 more

From

943,272

Handover

Q4 2028

Payment Plan

50/50

Down Payment

10%

View
Developer DealOn Sale
Arthouse Hills Residences Development

Arthouse Hills

Arthouse Hills Residences Development

Arjan, Dubai, UAE

Special Discount: 6%A 6% broker commission is offered for sales of Arthouse Hills residences, creating a direct sales incentive for brokers.
Special Discount: 5%A stated 5% summer discount reduces the listed prices for available Arthouse Hills Arjan inventory.
Post HandoverThe payment plan explicitly defers 50% of the purchase price until after handover, with the post-handover period stated as three years.

+2 more

From

913,888

Handover

Q4 2028

Payment Plan

60/40

Down Payment

10%

View
Developer DealOn Sale
Tiger Properties

Auresta Tower

Tiger Properties

Jumeirah Village Circle (JVC), Dubai, UAE

DLD WaiverSource explicitly states full cash payment with DLD waiver.
Special Discount: 45%The cash offer advertises an explicit 45% purchase discount, with starting pricing of AED 448K.
Special Discount: 20%A 20% purchase discount is explicitly offered for studio units with a 40/60 payment plan and 60% payable on handover.

+3 more

From

727,752

Handover

Q4 2028

Payment Plan

60/40

Down Payment

20%

View
Developer Deal
MGS-Development

Edgewater Residences

MGS-Development

Beach Residences Dubai Islands, Rixos Dubai Islands Hotel & Residences, Dubai Islands, Dubai, UAE

DLD Waiver: 4%A 4% Dubai Land Department waiver is explicitly advertised for Edgewater Residences, reducing the buyer's stated registration-cost burden.
Special Discount: 7%A 7% commission incentive is explicitly stated, providing a broker-facing commercial incentive, although the source does not specify its detailed eligibility or recipient terms.
Post HandoverThe sales offer explicitly assigns 65% of the purchase price to the final handover payment due on completion.

From

2,178,736

Handover

Q4 2026

Payment Plan

60/40

Down Payment

10%

View
Developer DealOn Sale
Tiger Properties

Faradis Tower

Tiger Properties

Al Mamzar, Sharjah, UAE

Post HandoverFaradis Tower explicitly defers 80% of the purchase price until handover, materially reducing the initial cash requirement.

From

1,786,473

Handover

Q1 2027

Payment Plan

70/30

Down Payment

10%

View

Payment plan questions

Is the payment plan the same for every unit in a project?
Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
Can I get a mortgage on an off-plan payment plan?
Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
What happens if I miss an instalment?
The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
Does the plan include DLD fees and service charges?
No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.