Developer DealOn Sale
Special Discount: 4%A 4% purchase discount is explicitly stated for Oxford Cove, materially reducing the advertised purchase cost.
From
AED 1,674,068
Handover
Q1 2029
Payment Plan
100/20
Down Payment
20%
100/20 payment plan
You pay 100% in instalments while the project is under construction and the remaining 20% on handover. Developers set the instalment dates and the booking amount per project — the project page carries the schedule we hold.
100%
20%
Why buyers choose it
- Payments track construction, so cash leaves in stages rather than up front.
- A larger handover share keeps more of your capital working elsewhere until completion.
- Developer plans usually carry no interest, unlike a mortgage drawn from day one.
What to check
- The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
- A construction delay moves the handover date, not your instalment dates during construction.
- Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.
At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.
Worked example
- 100%During constructionAED 1,250,000
- 20%On handoverAED 250,000
Amounts are in AED and exclude the 4% Dubai Land Department fee, Oqood registration, agency fees and service charges unless the developer's offer says otherwise.
49 projects currently offer this plan
Developer DealOn Sale
Samana Business Hub
SamanaSpecial Discount: 15%Explicit 15% discount on selected Samana Business Hub office and retail units; the artwork shows original and discounted prices for individual units, confirming a purchase-price reduction rather than inventory-only pricing.
From
AED 1,918,100
Handover
Q2 2029
Payment Plan
100/20
Down Payment
20%
Developer DealOn Sale
Special Payment Plan: 10/90Payment Plan with PDC
DP — 10%
1% x 80 months — 80%
5% on 6th Month — 5%
5% on 12th Month — 5%
Special Payment Plan: 15/85Payment Plan International Clients
DP — 15%
1% x 75 months — 75%
5% on 6th Month — 5%
5% on 12th Month — 5%
From
AED 0
Handover
—
Payment Plan
100/20
Down Payment
20%
From
AED 720,888
Handover
Q4 2028
Payment Plan
100/20
Down Payment
20%
The Serene
SOBHAFrom
AED 1,818,195
Handover
Q2 2030
Payment Plan
100/20
Down Payment
20%
Luxury Collection in Hartland II
SOBHA330 Riverside Crescent, Riverside Crescent, Sobha Hartland 2, Dubai, UAE
From
Price on request
Handover
Q3 2028
Payment Plan
100/20
Down Payment
20%
On Sale
From
AED 3,000,000
Handover
Q4 2029
Payment Plan
100/20
Down Payment
20%
On Sale
One Park Square
Iman DevelopersHyati Avenue, JVC District 14, Jumeirah Village Circle (JVC), Dubai, UAE
From
AED 750,000
Handover
Q2 2028
Payment Plan
100/20
Down Payment
20%
From
Price on request
Handover
—
Payment Plan
100/20
Down Payment
20%
From
AED 985,000
Handover
Q4 2028
Payment Plan
100/20
Down Payment
20%
Binghatti Amberhall
BinghattiLegado by Prescott, JVC District 14, Jumeirah Village Circle (JVC), Dubai, UAE
From
AED 2,126,236
Handover
Q4 2026
Payment Plan
100/20
Down Payment
20%
Binghatti Onyx
BinghattiLegado by Prescott, JVC District 14, Jumeirah Village Circle (JVC), Dubai, UAE
From
AED 1,250,000
Handover
Q4 2024
Payment Plan
100/20
Down Payment
20%
Payment plan questions
- Is the payment plan the same for every unit in a project?
- Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
- Can I get a mortgage on an off-plan payment plan?
- Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
- What happens if I miss an instalment?
- The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
- Does the plan include DLD fees and service charges?
- No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.