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50/50 payment plan

You pay 50% in instalments while the project is under construction and the remaining 50% on handover. Developers set the instalment dates and the booking amount per project — the project page carries the schedule we hold.

50%
50%

Why buyers choose it

  • Payments track construction, so cash leaves in stages rather than up front.
  • A larger handover share keeps more of your capital working elsewhere until completion.
  • Developer plans usually carry no interest, unlike a mortgage drawn from day one.

What to check

  • The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
  • A construction delay moves the handover date, not your instalment dates during construction.
  • Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.

At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.

Worked example

  1. 50%During constructionAED 750,000
  2. 50%On handoverAED 750,000

Amounts are in AED and exclude the 4% Dubai Land Department fee, Oqood registration, agency fees and service charges unless the developer's offer says otherwise.

264 projects currently offer this plan

V1STARA House
Object 1

V1STARA House

Object 1

Al Furjan, Dubai, UAE

From

AED 1,470,647

Handover

Q4 2026

Payment Plan

50/50

Down Payment

10%

View
Veranda Collection 1
Credo Investments

Veranda Collection 1

Credo Investments

Hyati Avenue, JVC District 14, Jumeirah Village Circle (JVC), Dubai, UAE

From

AED 4,350,000

Handover

Q2 2026

Payment Plan

50/50

Down Payment

50%

View
Vida Dubai Marina
Emaar

Vida Dubai Marina

Emaar

Al Majara 4, Al Majara, Dubai Marina, Dubai, UAE

From

AED 7,142,888

Handover

Q1 2022

Payment Plan

50/50

Down Payment

10%

View
Vida Residences Saadiyat Island
ALAIN

Vida Residences Saadiyat Island

ALAIN

Saadiyat Island, Abu Dhabi, UAE

From

AED 2,700,000

Handover

Q4 2027

Payment Plan

50/50

Down Payment

10%

View
Vincitore Aqua Dimore

Vincitore Aqua Dimore

Vincitore

Dubai Science Park, Dubai, UAE

From

AED 1,152,000

Handover

Q4 2026

Payment Plan

50/50

Down Payment

20%

View
Vivanti Residences
Meteora Developers

Vivanti Residences

Meteora Developers

JVC District 11, Jumeirah Village Circle (JVC), Dubai, UAE

From

AED 771,000

Handover

Q1 2028

Payment Plan

50/50

Down Payment

20%

View
Wasel
Azizi

Wasel

Azizi

Dubai Islands, Dubai, UAE

From

AED 1,748,000

Handover

Q1 2028

Payment Plan

50/50

Down Payment

10%

View
Wellington Ocean
Wellington Developments

Wellington Ocean

Wellington Developments

Beach Residences Dubai Islands, Rixos Dubai Islands Hotel & Residences, Dubai Islands, Dubai, UAE

From

AED 3,565,697

Handover

Q4 2026

Payment Plan

50/50

Down Payment

10%

View
Weybridge Gardens 4

Weybridge Gardens 4

LEOS

Dubailand, Dubai, UAE

From

AED 1,249,615

Handover

Q1 2027

Payment Plan

50/50

Down Payment

20%

View
Yas Park Place

Yas Park Place

ALDAR

Yas Park Place, Yas Island, Abu Dhabi, UAE

From

Price on request

Handover

Q1 2030

Payment Plan

50/50

Down Payment

5%

View

Payment plan questions

Is the payment plan the same for every unit in a project?
Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
Can I get a mortgage on an off-plan payment plan?
Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
What happens if I miss an instalment?
The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
Does the plan include DLD fees and service charges?
No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.