From
AED 23,600,888
Handover
Q1 2013
Payment Plan
100/0
Down Payment
100%
100/0 payment plan
The price is split 100/0: the first tranche during construction, the last on or after handover, and the rest as instalments between. Developers set the dates per project — the project page carries the schedule we hold.
Why buyers choose it
- Payments track construction, so cash leaves in stages rather than up front.
- A larger handover share keeps more of your capital working elsewhere until completion.
- Developer plans usually carry no interest, unlike a mortgage drawn from day one.
What to check
- The handover payment is one large sum — decide how you will fund it, mortgage or cash, before you book.
- A construction delay moves the handover date, not your instalment dates during construction.
- Booking amounts, instalment dates and late-payment terms differ per project — read the sales agreement.
At handover the remaining balance is due before keys and title transfer. A mortgage on an off-plan unit is normally arranged in the final months before completion, and UAE banks generally finance up to 50% of the price for expatriate buyers.
Worked example
This structure does not read as a percentage split, so no example can be drawn.
Amounts are in AED and exclude the 4% Dubai Land Department fee, Oqood registration, agency fees and service charges unless the developer's offer says otherwise.
114 projects currently offer this plan
Autograph S Series Residence
Green GroupFrom
AED 3,250,850
Handover
Q4 2026
Payment Plan
100/0
Down Payment
—
From
AED 4,374,888
Handover
Q2 2028
Payment Plan
100/0
Down Payment
—
Azha Millennium Residences
Azha DevelopmentFrom
AED 1,336,080
Handover
Q4 2027
Payment Plan
100/0
Down Payment
5%
From
AED 710,000
Handover
Q4 2026
Payment Plan
100/0
Down Payment
—
From
AED 877,690
Handover
Q3 2028
Payment Plan
100/0
Down Payment
20%
From
AED 540,000
Handover
Q1 2022
Payment Plan
100/0
Down Payment
20%
On Sale
California 2
SamanaFrom
AED 1,917,000
Handover
Q3 2026
Payment Plan
100/0
Down Payment
20%
Canal Front Residences 3 and 4
Refine DevelopmentFrom
AED 2,693,000
Handover
Q4 2024
Payment Plan
100/0
Down Payment
20%
Club Place
EmaarFrom
AED 2,852,888
Handover
Q4 2028
Payment Plan
100/0
Down Payment
—
From
AED 2,990,000
Handover
Q2 2028
Payment Plan
100/0
Down Payment
—
From
AED 1,200,000
Handover
Q3 2026
Payment Plan
100/0
Down Payment
—
Payment plan questions
- Is the payment plan the same for every unit in a project?
- Usually, but developers can vary booking amounts and instalment dates by launch phase or unit type. The project page shows the plan we hold; confirm the schedule in the sales and purchase agreement.
- Can I get a mortgage on an off-plan payment plan?
- Yes — typically for the handover payment. UAE banks generally finance up to 50% of an off-plan purchase price for expatriates, with the construction-stage instalments paid from your own funds.
- What happens if I miss an instalment?
- The sales agreement sets the grace period and any penalty, and Dubai Land Department rules allow a developer to terminate after prolonged default. Read the agreement and keep a buffer ahead of each date.
- Does the plan include DLD fees and service charges?
- No. The 4% DLD registration fee, Oqood registration, agency fees and annual service charges are separate unless the developer's promotion says otherwise.